Self Employed? Your Health Insurance Options May Be Better Than You Think

Leaving a traditional job often means losing employer health insurance, but that doesn't mean you're stuck with one expensive option.

If you're self employed, own a small business, freelance, or work as an independent contractor, there are several health insurance options worth comparing. Many people automatically shop the Marketplace without realizing they may qualify for private plans that better fit their budget and healthcare needs.

When comparing coverage, don't focus only on the monthly premium. Look at the total cost of the plan, including deductibles, copays, provider access, and out of pocket exposure. The cheapest premium isn't always the least expensive plan in the long run.

Finding the right coverage starts with understanding your options. Every situation is different, and the best plan depends on your health, income, and how you actually use your insurance.

If you're self employed and wondering what's available, Kato Healthcare Options can help you compare plans and find coverage that makes sense for your situation.